Regular Members

The membership is open to national federation of credit unions/cooperatives/savings and credit cooperatives representing at least 20,000 individual members or 2% of the country's population. The membership is minimum of US$ 2,000 and maximum US$ 5,000 per year computed based on the aggregated movement's assets.

Associate Members

The membership is open to national organization or credit union league or federation which is not yet qualified to become a regular member. Annular due is US$ 1,500.

Affiliate Member

The membership is open to organizations from both local and abroad promoting and supporting credit union development. The annual dues is US$ 1,000.

Supporter Members

Open to any primary credit union willing to participate for international development. The membership would allow accelerated access to information, networking, cooperation among cooperatives and experience sharing at international level. The annual dues is US$ 500.

ACCU Development Partners

Strategic Partners

Career Opportunity Manager Training and Development

The Association of Asian Confederation of Credit Unions (ACCU), an international organization with operations in 23 Asian countries with its headquarters in Bangkok, is excited to announce an employment opportunity for a Manager, Training and Development role.

We seek dynamic and motivated individuals to become part of our team and embark on an inspiring journey of growth and achievement. At ACCU, our unwavering commitment lies in fostering a culture of innovation and excellence.

Our mission is to advocate for and enhance cooperative financial institutions that positively impact people's lives in Asia. We are searching for team members whose personal aspirations resonate with the core of our mission, as this alignment is essential for a gratifying professional journey.

Our success results from our team members' skills, commitment, and diverse backgrounds, and we are eager to welcome outstanding individuals to join us on this thrilling adventure.

Qualifications and Experience:

The above qualifications and experience are essential for the successful candidate to excel in their role at our organization.

Compensation and benefits:

Job Description Subject: Duties and Functions:

Chief Executive officer
Association of Asian Confederation of Credit Unions
5th Floor FSCT Building
No. 199, Nakornin Rd. (Rama V), Bangsrithong
Sub-District, Bangkruay District, Nonthaburi Province 11130
Tel: +662-496-1262 and +662-496-1264
Fax: +662-496-1263 Email: accumail@aaccu.coop

A co-operative is a group of people acting together to meet the common needs and aspirations of its members, sharing ownership and making decisions democratically. Co-operatives are not about making big profits for shareholders, but creating value for customers this is what gives co-operatives a unique character, and influences value and principle Co-operative businesses are owned and run by and for their members, whether they are customers, employees or residents. As well as giving members an equal say and share of the profits, co-operatives act together to build a better world. Co-operatives are a flexible business model. They can be set up in different ways, using different legal structures, depending on what works for the members. The definition of a co-operative business is that they are owned and run by the members - the people who benefit from the co-operative's services. Although they carry out all kinds of business, all co-operative businesses have core things in common.

Co-Operatives Share Their Profits

Co-operatives want to trade successfully they are businesses, not charities, after all. Members, such as farmers or freelancers, tenants or taxi drivers, can often do better by working together. And sharing the profit is a way to keep it fair and make it worthwhile. Rather than rewarding outside investors, a co-operative shares its profits amongst the members.

Co-Operatives Are Owned By People Like You

Co-operatives are a business model that exists to serve its members, whether they are the customers, the employees, or the local community. The members are the owners, with an equal say in what the co-operative does. As well as getting the products and services they need, members help shape the decisions their co-operative makes. Across the world co-operatives are owned by 1 Billion people and these numbers keep on growing.

Co-Operatives Are A Success Around The World

This mix of self-help and mutual aid has made co-operative business an international force for good. 100 million people around the world are employed by co-operatives, whilst nearly 1 billion are members.

Cooperative Values And Principles

Ethical Values

A Credit Union is a co-operative financial institution, that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.

In many countries, the financial industry is dominated by commercial or government-controlled banks that help implement monetary policies set by a government agency. Credit Unions are different in that they serve the needs of individuals. Most private sector financial institutions are controlled by investors in making a profit on the services offered to user/customers. In Credit Unions, the user/customer is also the owner. All profits made on services offered belong to the membership. Member ownership contributes to the ability to operate soundly while charging affordable rates and serving people other organizations consider unprofitable.

A Savings and Credit Cooperative (SCC) is a group of people who join together to pool their savings and make loans to each other at reasonable rates of interest that cover all costs and provide for adequate sized reserves. The group also aims to educate its members on the wise use of money so they can improve their lives.

To make the process easier, the group maintains a business structure a cooperative which functions as an intermediary between savers and borrowers. The members of the group own and control the organization.

The Hands and Globe logo has symbolic and historic significance for the Credit Union Movement. The cupped hands symbolize both the financial security and support offered by the international Credit Union network, as well as the fact that the success of the Movement is in the hands of its members.

The globe symbolize the worldwide scope of the Movement and suggests the impact that a truly united Movement can have on the financial development of all countries. The people within the globe represent the real focus of the Credit Union Movement. It is the human element - the harmony of people working for people - that distinguishes Credit Unions from other financial institutions.

Co-operatives are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. In the tradition of their founders, co-operative members believe in the ethical values of honesty, openness, social responsibility and caring for others.

1^st Principle : Voluntary and Open Membership

Co-operatives are voluntary organisations, open to all persons able to use their services and willing to accept the responsibilities of membership without gender, social, racist, political or religious discrimination.

2^nd Principle : Democratic Member Control

Co-operatives are democratic organisations controlled by their members, who actively participate in setting their policies and making decisions. Men and women serving as elected representatives are accountable to the membership. In primary co-operatives, members have equal voting rights (one member, one vote) and co-operatives at other levels are also organised in a democratic manner.

3^rd Principle : Member Economic Participation

Members contribute equitably to and democratically control the capital of their co-operative. At least part of that capital is usually the common property of the co-operative. Members usually receive limited compensation, if any, on capital subscribed as a condition of membership. Members allocate surplus for any or all of the following purposes;

4^th Principle : Autonomy and Independence

Co-operatives are autonomous, self-help organisations, controlled by their members. If they enter into agreements with other organisations, including governments or raise capital from external sources, they do so on terms that ensure democratic control by their members and maintain their co-operative autonomy.

5^th Principle : Education, Training and Information

Co-operatives provide education and training for their members, elected representatives, managers and employees so they can contribute effectively to the development of their co-operatives. They inform the general public, particularly young people and opinion leaders, about the nature and benefits of co-operatives.

6^th Principle : Co-Operation Among Co-Operatives

Co-operatives serve their members most effectively and strengthen the co-operative movement by working together through local, national, regional and international structures.

7^th Principle : Concern for Community

Co-operatives work for the sustainable development of their communities through policies approved by their members.